US institutional investors shifted money into spot XRP ETFs on Wednesday, pulling funds out of Hyperliquid at the same time. SoSoValue data shows XRP funds logged $5.66 million in daily net inflows, while HYPE-linked products bled $698,040 in a single session.

The timing is not accidental. The CLARITY Act, which the House passed back in July 2025, is now sitting close to a Senate vote before lawmakers break for August recess. Treasury Secretary Scott Bessent described the bill as being on the "1-yard line," and both Senate Majority Leader John Thune and White House officials confirmed that sticking points around ethics provisions are being ironed out. A closed-door Senate briefing is expected shortly to push the vote forward. Prediction markets currently put the bill's odds of passing somewhere between 50% and 70%, despite pushback from Democrats.

What the CLARITY Act means for Ripple

The legislation would hand oversight of digital commodities to the CFTC, leaving the SEC in charge only of tokens deemed securities. For Ripple, the San Francisco company behind XRP Ledger payment infrastructure, that distinction matters enormously. Clear regulatory footing would give the firm room to scale its RLUSD stablecoin and court larger enterprise clients who have been sitting on the sidelines.

Buying XRP ETFs right now is essentially a bet on Ripple getting that clarity. If the bill clears the Senate, transaction volumes on XRPL could accelerate quickly, and broader business adoption becomes a much easier conversation. Capital is already moving ahead of the rulebook being written.

This article is for informational purposes only and does not constitute financial advice. Crypto markets carry significant risk; always do your own research before making investment decisions.